Monday, 17 October 2022

Blood on the Cabinet Room Floor.

So in an emergency broadcast by the chancellor, he's stated that he's reversing the tax cuts, so corporation tax will stay high (except for those global corporations that can negotiate lower rates or pay it offshore), he's abandoning the 1p cut to income tax and the energy price is only capped until April, not for two years.

Basically the Prime Minister's authority is now hugely undermined.

Like I've said previously, outside forces are telling the government what to do, the government is not telling the markets or the vested interests that they should support the people. The p[eople at the bottom of the pile are being abandoned.

Right now people are saying that Liz Truss should call a snap general election. As happy as the Labour leadership would be at that prospect, all that would happen is we'd vote Labour in and the same vested interests would be advising the Labour leadership that they should have virtually the same policies as we have now.

If we could guarantee a none of the mainstream parties could win the election, I'd say yes. We need to break the link between Parliament and the vested outside interests that advise and effectively control it.

We need a new party in power, free from the lobbyists, the cosy relationships, the vested interest, the big money men, the Davos set and the WEF.

We need a fresh start, a party working for the people, not the elites.




Huge Problems with Online Payments as Banks Demand Customers Authenticate Payments

 Well, this weekend is a bit of a fuck-up for most online retailers.

Last Friday we got a message that all payments done online and over the phone had to be authenticated with Secure Card Authentication.

That's the service where you have a mobile phone and the bank texts you a authorisation code every time you make a payment.

Except... what happens when people don't have a mobile phone and/or computer?

For instance an elderly person that has no need or desire to own such a device?

They are Donald Ducked, because from this weekend they are denied access to online retailers and also from making telephone orders. They will have to be physically in the retailer's premises. Some retailers may be able to enter card details on PDQ card machines, if they have one available by the phone, but for a lot of retailers that don't take calls and only do business online, then a significant proportion of people are currently being denied access.

We have a had hundreds of failed order requests over the weekend, and today things are so bad the payment provider's servers have gone down.

This is indicative of the attitude of the banks to customer's money: they don't think of it as the customers.

I do understand the need for secure payments, but this is really a step too far as it starts to deny people from accessing their own money and services which they should have access to. It also shows a level of incompetence as they can't handle the amount of traffic they themselves created. They also haven't yet provided work arounds, or instructions on how this should all be accomplished by vendors.

I ranted previously on the card providers forcing pay at pump petrol pumps to make a charge of £99 on pay at pump transactions. Some people don't have £99 in their account, so they are denied pay at pump services.

This is not an insignificant issue. It's making a two-tier society: the haves and the have-nots. The people the card providers will willingly do service with and provide a seamless, effortless experience (as long as they comply and have the latest gadget for security) but deny those less fortunate in society that don't have access to smart phones and the like.

It's a similar mentality to PayPal and their statement they were going to fine users for indiscretions on the internet.  They're a fucking payment provider, not an internet Police service. 

They fail to forget it's OUR money we are trusting them with. It's not their money to begrudgingly provide services for us to access. 

My mother tried to send me some money for my Birthday. We bank at different banks and being 90, she deals with cash mostly. So, we walked into my bank branch and asked to deposit some cash into my bank account. She was refused. Now how fucked up is that? A bank that refuses to accept cash into one of their accounts?

Warped priorities or what?

And this is what you get when everything becomes political. When CEOs of companies decide they want top "benefit society" by nudging them in a particular direction. 

It's not up to banks and payment providers to be social engineers. It's their job to allow us to mayke payments effortlessly and seamlessly, no matter what our social standing, no matter how rich or poor we are.

But successive governments and the Bank of England that are supposed to regulate such things are complicit in their failure to push back and tell the banks and payment providers that social engineering is up to the politicians, not them.

Friday, 14 October 2022

Truss Admits the Government is Not in Charge.

 Liz Truss today sacked her chancellor. Because markets.

Liz Truss also went on to say that the government's mini-budget went too far too fast. For whom?

For vested interests that had not ha time to exploit changes made by the budget? 

Just who is in charge? Is it the government, or is it the markets? Is it the Prime Minister or the money-men?

Is it Government or various vested interest groups manipulating the government for their own ends?

Just. Who. Is. In. Charge?

To me it's clear that none of the mainstream parties now have the interests of the population at the core of their policies. Instead the global corporations, the hedge funds, the Stock Market and other unelected vested interest groups and Supra-National organisations are controlling the government for their own ends.

Government and Parliament  is corrupt to the core. 

It no longer serves it's purpose, which is to serve the people.

This is a Cromwellian moment. Who will rid us of this corrupt edifice, this chattel of the elites, this stain on the reputation of the country?

One commenter on Guido Fawkes' website said that if Putin nuked Parliament he wouldn't shed a tear. Sadly, I tend to agree. Ol' Vlad would be doing us a favour.